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Car insurance claim

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About 6 months ago some old boy was pulling on to a main road and my girlfriend was following him. Having made it on to the main road past the point of no return he decided to break/stop and so she breaked (too late) and hit him a tiny bump in the back bumper. A policeman seen the whole thing and came over and told the guy to wise up and stop getting on like a tit. The guy was saying he thought he heard something in the car and some other shit and the policeman told him it was his fault for breaking after pulling on to a main road. (You know how when u are pulling on to a main road, you have to look to the right in case cars are coming so once the car in front of you makes it past the point of no return, you start looking to the right even though you are going left. Well he made it out on to the road and then stopped for no apparent reason) Anyway - she just checked with her insurance there and the guy got a £10k claim out of it having got his solicitor and all involved. I know she went into the back of him and it was therefore her fault but how did he get paid without her even being contacted. She didn't even give him her insurance details or anything!!

It actually happened here:
maps.google.co.uk/maps...
where the white car is pulling on to oxford street. He was over the double white give way lines or whatever they're called and stopped as she looked right. Bit shit - insurance up £500 or 600 I think.

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Fucking olde cunt

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200+ thread

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i hit into a young girl a few months ago, she braked quite late at lights in the rain and we were both sliding ang i hit her. She let me get the car fixed myself and never went to the insurance. I think in this day and age i was a very lucky man, turns out she is a really nice girl. Got her flowers and chocolates to say sorry and filled her tank (fuel tank).
I thought I was up shit street for sure.

Looks like there isn't much you can do now Ron if the oul' lads been paid out already. People are just greedy cunts!

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Let @ (fuel tank)

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I smacked into some clapped out yoke, my fault, probably wrote her bean tin car off, I have no idea if her and her 20 something son put in for whipper claims (they were fine). My insurance renewal was surprising, it was same as last year. I did notice that the claim isn't settled though, probably building the case for big compo

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Insurance companies now just handle it all between themselves these days and rarely get you involved

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Policeman as a witness and the guy still claimed, something sneaky going on there

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probably a protestant, was it a white car?

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Lol

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I scrapped the side of my car against a bus so I had to go through insurance to keep everything above board. My car had a thin layer of pink paint up the side of it (quite fetching tbf) so the insurance company get me to leave it in to wrights and I got it back looking pretty smart.
It turns out they basically replaced one side of my car at the cost of £2500+. A t-cut would have done the job.
Insurance scammers = Wrights.

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People over here are chancers - that is what it comes down to. No wonder our insurance is way higher than anywhere else. It's too easy to get a big pay out; that is the other half of the problem.

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its a problem of two halves for sure

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Birmingham has the highest amount of insurance claims. We get stroked here because they don't like us.

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Waitin on a claim for goin over a womans dog on my bike a lot of months back. Woman said she would pay for bike damages, when I went to get her details she started tripping over herself and let her husband take over. He was being a bit of a Walt, saying if I took it to court the judge might just chalk it up to an accident and I wouldn't get anything, fuck him. Got their details and chucked them over to my solicitor. Cunty bastards, google mapped their house as well and it's a mansion haha. Have to be loaded.

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Did her dog run out onto the road?

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The dog alive or what lemac?

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She was jogging on the tow path with her dog off the leash. It bounced out in front of me at the last minute, I couldn't brake in time, broken collarbone as a result (which still hasn't healed fully) fucked set of mavic ksyriums and chipped the finish on the bike, exposing the carbon.

Dog is still alive ffs, guy was willing to fork over the cash til I told him how much the whole thing cost haha.

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Her house insurance should cover your compo

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I would have told you to fuck off and informed you the path was for walkers, children and dogs. Not bikes. But maybe thats just me.

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A mountain bike? Take yourself off to the mountains then. What if it was a child? Not having a go, just saying.

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i broke my collar bone 23 years ago and it never healed properly.

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Same as my dislocated shoulder. God definitely does not exist or else his image is shit.

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Well ruairi, it was a road bike not a mountain bike. And if you had told me to fuck off I would have told you that the Lagan towpath is part of the national cycle network, so is definitely for bikes - which is why there are cycle paths on it - and dogs have to be on leads while on it. The fact of the matter is I was only going about 8 mph because I saw her and her dog, and slowed down. She didn't have control of her dog so it was her fault. What if it was a child? Well what if it had been a child on a wee bike and it had went into the Lagan?

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You definitely have a point. I have a bike myself. But i still wouldn't pay out and the word fuck would likely be involved in my response.

If a child went in the lagan i'm sure someone would be willing to fetch it out and the little critter would live to tell the tale.

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Well if you had a dog off the lead and it bit someone, would.you pay out? What's the difference?

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Road bikes are for the road. It's a good argument. I reckon if you are on a bike anywhere other than the road then tough shit if something like that happens. Even if a dog or a child is on a lead it can still change direction causing an accident with a cyclist. I usually have earphones blasting when i walk my dog so what if i changed direction and you hit me?

A cyclist must expect the unexpecting a go at a snail's pace aywhere other than the road. Imo.

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flip so youre better going straight to the insurance people no matter whats happened it seems.

also camera phone =

PHOTOGRAPH EVERYTHING AFTER AN ACCIDENT

near been caught out when someone ran me over then said "what accident?"

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id kick the dog up the hole in amusing manner launching him into the river.

Not in anyway bitter as i went over my handlebars yesterday trying to avoid another cyclist.

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So ruairi you should capture the market and get that special "towpath bike" on the market you'll make a mint. Don't be daft, it's part of the cycle network so it doesn't matter what bike you have fs.

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The tow path is a pure melt to cycle on. Id rather be on the road tbh.

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Guess its a good thing it wasn't my dog you nazi-ed over then.

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Ruairí, you'd make a good stand in for Nolan

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That hurts Martin. I fuckin hate Nolan.

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As far as i see it we're just friends expressing opinions. Not fat horrible cunts dying to be loved.

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Maybe I'm wrong but it just seems like you're playing devil's advocate here

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The owner should have claimed to have never saw the dog before. What's worse, leaving your beloved dog a stray for a wee bit or swapping details?

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It actually ran off and they had to call the dog warden to find it again

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I'm not. But maybe i should think about a career change.

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Has this forum just declined to the point were it's just soyuz posting twitter links on 3+ year old threads?

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i'd a man from Newry crash into the back of me up round Sprucfield one Christmas, during traffic chaos collecting a fucking fridge, i'd been well bingo'd the night before partying in Belfast and was pretty sure I was fucked if the police was involved, he did more damage to his own car and only a bit of damage to my bumper, so I was like "ah, it's grand, are ye ok? what about the child in car is she ok?" he couldn't believe his luck and offered to decorate a room in my house for free because I was so understanding, told him it was sound and wished him a happy Christmas, couldn't get out of there quick enough!!

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the police wouldn't have any reason to breathalyse you so you would've been grand for a few bob whiplash claim.. im sure yer man couldn't believe his luck

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They breathalyse every incident they attend plus when I've been on the lash you'll could prob smell it off my breath the next day.

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Yeah, all parties are breathalysed, as when the Police arrive, they can't be sure who was to blame, so have to gather evidence from all parties.

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